Please do not apologize! I appreciate all suggestions!
I'm still not seeing 'myself' LOL!

One of these days..This is a long shot but perhaps the function will only work for the avatars in the gallery? Or perhaps my avatar option has to be 'enabled' by an administrator?
I just read the 'TRF Members Create Avatars' thread
http://www.theroyalforums.com/forums/f19/trf-members-create-avatars-7185.html
Perhaps the 'technical glitches' that are mentioned in the thread are still there? It seems so since at least a few of us seem to be having the same problem.
Ok I just clicked on one of the late Diana, Princess Of Wales avatars just to test it out. I can see it.
I think this proves my theory that only the avatars that are in the gallery can be used.
I love Diana muchly but I prefer a Queen Mary I avatar.
I went back to the gallery and it seems when one uploads a custom avatar-there is no button to click on to in order to 'keep' that avatar. The Save option doesn't seem to do the trick. The avatars already in the gallery have a blue button to click on to. The uploaded Custom avatar, or one added by URL does not have a blue button to Click onto. There is one to the Right of the uploaded Custom avatar but it is the 'Do Not Use Avatar' option.