You may be right. It is entriely possible that, in time, fewer and fewer royals occupy KP, and the apartments are provided to senior courtiers and senior members of the armed forces. W&C may retain their KP apartment till they are monarch and consort.
I've always thought that the private side of KP is a much more pleasant place to live than St James's.
Aa you say apartments not currently occupied by members of the rf can be allocated to senior staff or the armed forces. Or even open to the public like appt 1a.
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