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I don't know about the private finances of the Bourbons, but some Spanish posters here on TRF have disputed the claim that the Spanish monarchy is actually the cheapest in Europe.
Apparently, there are several hidden costs ranging from maintenance of royal residences to security that are not explicitly included in the King's apanage as it is the case in other countries, so cross-country comparisons may be misleading. Perhaps some other members who are more knowledgeable about those matters could elaborate further.
Royal finances are always hard to compare, especially since most governments seem to prefer to hide the total costs by dividing it up and incorporating it in many other budgets, but my understanding is that the total cost of the Spanish royal family is actually one of the highest especially because of the high security costs. Not sure it's still as high as in the days of ETA but that was one of the main reasons for quite extreme security measures and therefore high security costs.