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But in Denmark that only goes for the crown jewels, and there is only one tiara amoung them: the tiara from the emerald parure. The rest of her tiaras are privately owned by the Queen. Queen Ingrid did loan tiaras to her daughters, but Queen Margrethe does not. It seems to be her personal decision that jewels should not be shared.
There are also other historic Jewels like the Orange-Nassau diamond and pearl tiara and it's matching necklace which was put in a Fideikomiss by Queen Lovisa and are for the use of the Queen. Therefore Queen Ingrid stopped to use this Jewels after her husband dies and Margrethe became the Queen.
I think it has to do with the tradition that in the Family. Queen Ingrid loaned the tiaras to her daughters which they later inherited except for the Khedive tiara which she used herself. In Sweden most of the tiaras who are shared are not privat owned but belong to the Bernadotte Family foundations and in the Netherlands all historic Jewels are owned by the Family foundation.